How Car Insurance Companies Handle Accident Claims

No one hopes to get into a car accident. When you do, you may get injured, which can change your life forever. If you weren’t responsible for causing your car accident, then you should take legal action so you can win a settlement. When trying to recover compensation, you’ll likely have to deal with your own car insurance company and the defendant’s car insurance company. Thankfully, there are lawyers for car accidents that can navigate the legal process for you. A car accident lawyer from Craig Swapp & Associates will help you in your time of need.

Making a Written or Recorded Statement

Your car insurance company may require a written or recorded statement after your car accident. This statement is used to gather information about what happened in the accident and prove who’s at fault. Before you make this statement, you can speak with your lawyer so you know what to say.

Understanding Low Settlement Offers

Car insurance companies are notorious for making low settlement offers. They know that they have more experience than you and they’ll try to get you to accept their offer quickly. But if you know how much you deserve, then you shouldn’t settle for less. When you sue the liable party, they should have to pay the full amount they owe you for your damages.

Insurance Companies Work for Profit

Unlike lawyers who benefit from your success in court, insurance companies are working solely for their own financial interests. They care about their profits, not your recovery. This is important to consider when you receive an offer from your insurance company.

Consult a Car Accident Lawyer

If this is your first time filing a car accident claim, you may not know when a car insurance company is trying to cheat you out of your money. If you have the support of an experienced attorney, you can feel better equipped to negotiate for what you deserve. If you’re ready to schedule a free consultation with a car accident lawyer from Craig Swapp & Associates, call 1-800-404-9000 or go to our website to learn more.